Early 1990s
FactorWorks Breakthrough
In the early 1990s, Samara operated a successful mortgage finance company while David practiced as a CPA. They founded FPM Financial Corporation to meet growing demand for supply chain and trade finance solutions.
Samara's underwriting rigor (applying individual invoice validation rather than the industry-standard "batch receivable" model) led to operational bottlenecks. To resolve this, David designed FactorWorks, the world's first comprehensive, transaction-specific finance platform.
FactorWorks rapidly outperformed traditional methods, reducing verification and reconciliation time from days to hours. Its security and precision attracted The Bank of Newnan, which received FDIC approval to use the platform. Within 16 months, it drove two-thirds of the bank's revenue and raised net interest margin to 7.8%, while cutting lending losses by 50%.
Late 1990s - 2000s
eRevenue: Revolutionizing FinTech in Banking
When Regions Bank acquired The Bank of Newnan, they contracted the Keatons to replicate the model across 800 branches. The Keatons transitioned FactorWorks to a browser-based platform and launched eRevenue, the first internet-based transaction financing platform.
They licensed eRevenue to banks across the U.S. through a strategic alliance with Jack Henry & Associates and filed a U.S. patent for the system. Their international breakthrough came when Harbinger Corporation partnered with eRevenue to serve global banking clients.
Ultimately, PrimeRevenue acquired eRevenue, exchanging equity and granting the Keatons a permanent license to the software.
2010s
Healthcare Innovation: MPS
Following the acquisition, the Keatons relocated to Los Angeles. Leveraging their eRevenue license, they founded Millennia Patient Services (MPS), a medical revenue cycle management company.
As a family, the Keatons built MPS from the ground up. The team engineered a fully automated integration layer enabling seamless connectivity to over 300 medical practice management systems, and pioneered ForeSite, a patented algorithm that forecast patient receivable recovery rates with remarkable accuracy.
With David as Chairman, Samara as CEO, and the next generation contributing engineering and operations, MPS evolved into a national leader in healthcare finance technology. The family's combined efforts culminated in the successful acquisition of MPS by EIR Partners in 2018.
2018 - 2024
A Well-Earned Chapter
After the MPS acquisition, the Keatons took a step back to enjoy the fruits of decades of relentless work. Samara and David purchased a ranch outside of Raleigh, NC, transforming it into a wedding venue that continues to provide incredible experiences for couples across the country.
The family's next generation carried the Keaton work ethic into roles across technology and enterprise, sharpening their skills and expanding the family's collective expertise for what was to come.
2025
The Family Reunites
In 2025, the Keatons came back together with a shared vision: apply four decades of experience to the industries being reshaped by artificial intelligence, security, and decentralized technology.
With the founders' deep expertise in financial systems and regulatory compliance, and the next generation's engineering capabilities, MVI entered its most ambitious chapter yet. Not as a company built around any one person, but as a family united by a common purpose: pioneering solutions for the problems no one else has solved.
